Holiday Saving Tips with Finance Expert Stefanie O'Connell - Different Hunger

as we all know the holidays are coming up and i'm here with finance expert Stephanie O'Connell so before step ahead ask her what is your best holiday saving spending tip okay so what is obvious set a budget you know they're there is a survey out that says I how many of Americans could come up with four hundred

dollars in case of an emergency and something like forty six percent of americans can't and yet the average holiday spend is something like eight hundred dollars so there's clearly some kind of disconnect there you know and I think part of the problem is we get caught up in a moment and like the store oh my gosh it's

a beautiful let me just have it all and then the other part of the pressure right so this person wants me to participate in office secret santa and then my mom wants this really special I don't know kitchen knife I think you know and the defense multiply multiply do you have to be willing to say no and

topped out in learning to do that would be a super useful skill but if you are shopping I have a few quick tips and that is to always always always staff or savings so what does that mean well it might mean getting a gift card at a discount for the story of shopping at so there in this

gift kill gift card resale sites like race calm is one of them are up any I se and they list gift cards like a $25 gift card like me on sale there for twenty bucks so the instant five dollar savings you go through a cashback portal there's none called rebates and they'll give you you know 1252 even

sometimes ten percent cash back on all your purchases so instead going directly to jcrew.com you go to ebay.com and then go to j crew and then any purchase you make you get five percent cashback if you have a rewards card you can get that I percent cash back plus the whatever one or two percent on your report

card on top of that and then if you're using a promo code which you can just do a simple google search coupon code amazon.com then you can find yet another way to save so you want to put all those see these methods together and suddenly you're not just getting one or two percent savings you're getting a significant

chunk of your bill taking off from either and cashback your promo codes so snaps your savings awesome well thank you so much 74 those tips and you can read more about her finance advice and tips on Stephanie O'Connell calm and that is Stephanie with an F Stephanie min the house and then double isn't double up [Music]